At the heart of the SKCCU’s (St. Kitts Co-operative Credit Union Limited’s) business is our service to you, our membership.  We want you to know that the entire range of products and services is designed with your financial needs in mind.  We believe that we make a difference in our members’ lives by offering reasonably priced products and services, unbiased information and unmatched personal service.  Unlike most other financial institutions, SKCCU has a voluntary Board of Directors elected by our membership.  Our not-for-profit philosophy makes us a unique financial institution with services intended specifically to benefit our members rather than to merely increase the profits of the organization.


Get A Vehicle Loan

  • New Vehicles
  • 10% interest rate
  • 10% cash deposit

Get A Home Loan

  • Low Interest rate of 6.5 - 8.5%
  • Deposit of Only 10%

Get A Land Loan

  • 10% interest rate
  • 10% cash deposit

Online Banking


Opening a savings account is an easy transaction.  All that is required is the completion of a membership card, a valid photo ID (Passport, Social Security Card or Driver's License) , a minimum deposit of $10.00EC, a minimum purchase of 20 shares at $5.00EC and a one time entrance fee of $5.00 EC.  After this is completed, you will be considered a member of the Credit Union and will be able to access all the services that are readily available to you.